USDA Guaranteed Loans are the most popular rural development mortgage program in South Dakota. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with South Dakota USDA income limits playing a major role. Guaranteed Loan income limits across SD are listed below.
South Dakota USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Aurora County, SD | $86,850 | $114,650 |
| Beadle County, SD | $86,850 | $114,650 |
| Bennett County, SD | $86,850 | $114,650 |
| Bon Homme County, SD | $86,850 | $114,650 |
| Brookings County, SD | $87,400 | $115,350 |
| Brown County, SD | $86,850 | $114,650 |
| Brule County, SD | $86,850 | $114,650 |
| Buffalo County, SD | $86,850 | $114,650 |
| Butte County, SD | $86,850 | $114,650 |
| Campbell County, SD | $86,850 | $114,650 |
| Charles Mix County, SD | $86,850 | $114,650 |
| Clark County, SD | $86,850 | $114,650 |
| Clay County, SD | $86,850 | $114,650 |
| Codington County, SD | $86,850 | $114,650 |
| Corson County, SD | $86,850 | $114,650 |
| Custer County, SD HUD Metro FMR Area | $86,850 | $114,650 |
| Davison County, SD | $86,850 | $114,650 |
| Day County, SD | $86,850 | $114,650 |
| Deuel County, SD | $86,850 | $114,650 |
| Dewey County, SD | $86,850 | $114,650 |
| Douglas County, SD | $86,850 | $114,650 |
| Edmunds County, SD | $92,450 | $122,050 |
| Fall River County, SD | $86,850 | $114,650 |
| Faulk County, SD | $88,750 | $117,150 |
| Grant County, SD | $86,850 | $114,650 |
| Gregory County, SD | $86,850 | $114,650 |
| Haakon County, SD | $86,850 | $114,650 |
| Hamlin County, SD | $86,850 | $114,650 |
| Hand County, SD | $87,550 | $115,550 |
| Hanson County, SD | $88,100 | $116,300 |
| Harding County, SD | $86,850 | $114,650 |
| Hughes County, SD | $106,150 | $140,100 |
| Hutchinson County, SD | $86,850 | $114,650 |
| Hyde County, SD | $90,650 | $119,650 |
| Jackson County, SD | $86,850 | $114,650 |
| Jerauld County, SD | $86,850 | $114,650 |
| Jones County, SD | $86,850 | $114,650 |
| Kingsbury County, SD | $86,850 | $114,650 |
| Lake County, SD | $91,050 | $120,200 |
| Lawrence County, SD | $86,850 | $114,650 |
| Lyman County, SD | $86,850 | $114,650 |
| Marshall County, SD | $86,850 | $114,650 |
| McPherson County, SD | $86,850 | $114,650 |
| Meade County, SD HUD Metro FMR Area | $86,850 | $114,650 |
| Mellette County, SD | $86,850 | $114,650 |
| Miner County, SD | $86,850 | $114,650 |
| Moody County, SD | $86,850 | $114,650 |
| Oglala Lakota County | $86,850 | $114,650 |
| Perkins County, SD | $86,850 | $114,650 |
| Potter County, SD | $86,850 | $114,650 |
| Rapid City, SD HUD Metro FMR Area | $86,850 | $114,650 |
| Roberts County, SD | $86,850 | $114,650 |
| Sanborn County, SD | $86,850 | $114,650 |
| Sioux Falls, SD MSA | $99,100 | $130,800 |
| Spink County, SD | $86,850 | $114,650 |
| Stanley County, SD | $86,850 | $114,650 |
| Sully County, SD | $94,300 | $124,500 |
| Todd County, SD | $86,850 | $114,650 |
| Tripp County, SD | $86,850 | $114,650 |
| Union County, SD SEA | $86,850 | $114,650 |
| Walworth County, SD | $86,850 | $114,650 |
| Yankton County, SD | $86,850 | $114,650 |
| Ziebach County, SD | $86,850 | $114,650 |
